My client grew up with a big sister she adored. Her sister, born with Spina Bifida, used a wheelchair and faced many challenges, including frequent illnesses and difficulties with reading, writing, and math. Despite these struggles, her sister was full of joy, never complained, and was a delight to be around.
Their parents had the foresight to establish a Special Needs Trust for her sister, ensuring she was cared for after they were gone. For 25 years, my client managed the trust and lovingly provided for her sister’s needs. Through the trust, she was able to secure a specialized wheelchair, custom clothing, exceptional dental care, a beautifully decorated room featuring Disney characters, trips to Disneyland, and even an essential surgery that wasn’t covered by insurance. The trust also ensured her sister received Medi-Cal benefits, covering expensive medical care, caregivers, and regional center housing support.
The Special Needs Trust not only supported her sister but also protected the funds from being at risk during life events, such as my client’s divorce. It allowed her to provide her sister with a joyful, fulfilling life without financial concerns.
Recently, her sister passed away, and I helped my client navigate the tasks required to close the trust. To her surprise, there were more funds remaining than she had expected. In her generosity, my client made a significant donation to the Spina Bifida Association, extending the legacy of her parents’ thoughtful planning. Their careful preparation blessed not only their daughters but also others in the community.
This story highlights the transformative power of planning well. If you have a Special Needs child and want to ensure their future care and happiness, give me a call. Let’s create a Special Needs Trust that provides security and joy for your loved one.
