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September 26, 2025

Disinheriting Your Disabled Child? Read This First.

As 2026 approaches, the rules for qualifying for Medi-Cal are changing—but for many people with disabilities, the rules have never really changed.

If you have more than $2,000 in assets and receive SSI, you risk losing your benefits.

Unfortunately, many parents of children with disabilities are told the only option is to disinherit them. That’s simply not true.

The laws governing public benefits allow parents to set up a Special Needs Trust—a tool that lets their loved one maintain eligibility for benefits while also receiving an inheritance.

I’ve seen these trusts transform lives. One of my client’s sons lives in a care facility and is on a ventilator. Thanks to a Special Needs Trust, he enjoys a private room, his own TV, hospital gowns with his favorite characters, and access to private-pay therapists who help him retain what functionality he can.

If you have a loved one living with a disability, give me a call. I can help you ensure they keep their benefits—and their dignity—while still inheriting what you’ve worked so hard to leave them.

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Geisler Patterson Law


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