Until recently, California was one of the most generous states when it came to qualifying for Medi-Cal. While most states require strict asset limits—typically $2,000 for an individual and around $157,920 for a married couple—California eliminated the asset test entirely on January 1, 2024.
But now, that’s changing.
Due to a significant budget deficit, Governor Newsom is planning to reinstate the asset test for people 65 and older and limit Medi-Cal benefits for undocumented immigrants. That means older adults who previously qualified without restrictions may now need to meet strict financial requirements once again.
What Does This Mean for You?
If you:
-Are currently receiving Medi-Cal benefits,
-Are over 65, or
-Think you may need long-term care in the future,
…you will likely need to re-qualify under these older, stricter rules.
Fortunately, there are proven legal strategies to help you protect your home and savings without spending everything down. I’ve helped thousands of individuals and families qualify for Medi-Cal while preserving their assets.
If you’re worried about losing benefits—or not qualifying when you need them—now is the time to plan.
Give me a call. Let’s make sure you’re protected before the rules change.
