Did you know that thousands of Americans eligible for Medi-Cal for nursing home care never even apply for benefits? Yet postponing or avoiding this process means you could be wasting thousands of dollars every year. This is especially true if you are married and your loved one is in a skilled nursing home.
Nursing home costs will deplete your lives savings unless you have done proper planning. Don’t let a loved one do without because you didn’t qualify for Medi-Cal to pay for the care received in a nursing home.
Many people make the mistake of acting on bad advice from well-meaning family members and friends or making important financial and estate planning decisions without having all the facts.
Under the Medi-Cal guidelines, these mistakes or a failure to plan a can cause penalty periods of months or even years. Worse yet, bad advice will result in a the State having the right to recover from assets that are available for recovery, but do not count for qualification.
Few people realize that a home which is exempt for qualification is available for recovery even when the family has a living trust. This means bad advice can cause someone who would have easily qualified to be abruptly disqualified, and many people wrongly believe that since their only asset – their home – is exempt, it is protected. Those people can lose both their home and their life savings. Don’t let this happen to you or your family.
Making sense of the Medi-Cal eligibility rules can be daunting, but Martha Patterson helps people navigate the system every day, and she fixes the problems of those who tried to do it themselves or with the help of others.
Martha Patterson has the legal knowledge to provide you with solutions to preserve your assets and help you qualify for Medi-Cal benefits as quickly as possible.
Gain the peace of mind that comes with knowing you’re taking the steps that so many smart families have successfully used to protect their loved ones and their hard-earned savings.